Evidence that the owner of property is in lawful possession thereof; evidence of ownership. Often clarified or qualified by an adjective such as absolute, good, clear, marketable, defective or legal.
Constancia de que el propietario de una propiedad tiene posesi√≥n l√≠cita del mismo; constancia de dominio o titularidad. Con frecuencia se le aplican calificativos tales como absoluto, valedero,sin gravamen,comerciable, defectuoso, o leg√≠timo.
An insurance policy that protects the holder from any loss resulting from defects in the title. The premium is paid once and is good only until ownership changes.
Hazard insurance covering the interest of a homeowner.
Seguro del propietario (de una casa habitaci√≥n)
Seguro contra siniestros, cubriendo la participaci√≥n del propietario afectando una casa habitaci√≥n.
Cash payment needed to make up the difference between the amount borrowed and the price of a property. Few mortgage loans cover the complete cost of a property, even when supplemented with junior mortgages. The borrower most likely will have to contribute cash, partly to pay for transaction costs and partly to make the down payment. Down payments often are substantial, equaling thousands or tens of thousands of dollars.
A deposit made by a purchaser of real estate to evidence good faith. Earnest money should accompany an offer to buy property. Generally a broker, attorney or title company deposits the money in a separate account beyond the control of the principals until the contract is completed.
Dep√≥sito que ofrece el comprador de bienes ra√≠ces a fin de hacer constar su buena fe. Las arras deber√°n acompa√Īar la oferta de comprar la propiedad. Generalmente el corredor, abogado o aseguradora de t√≠tulos deposita el dinero en una cuenta por separado fuera del alcance de los tratantes mientras no se realice el contrato.
An agreement between two or more parties providing that certain instruments or property be placed with a third party for safekeeping, pending the fulfillment or performance of some act or condition. It is prudent to place money or property in escrow, rather than giving it to the other principal in a pending transaction.
Acuerdo entre dos partes o m√°s, disponiendo la colocaci√≥n de determinados instrumentos o propiedades en poder de un tercero para su custodia, hasta en tanto se ejecute o se cumpla alg√ļn acto o condici√≥n. Es prudente colocar dinero o propiedades en plica, en lugar de entregarlos a la otra parte en una operaci√≥n pendiente de realizarse.
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