A Woman Who Wiped Out Almost 24000 Of Debt In 15 Months Shares The 3 Things That Helped Her Do It

Dated: 03/26/2016

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In 2009, Anna Newell Jones had $23,605 in credit card and student loan debt that she just couldn't figure out how to pay off.

"Money came in and was gone before I knew it. There was nothing left to pay off the giant pile of debt that was haunting me at all times. I was hopeless and out of options," Newell Jones writes in her upcoming book, "The Spender's Guide to Debt-Free Living."

But she found the "trifecta" that got her get out of debt: crush autopilot spending habits, modify priorities, and pare down expenses.

Here's how Newell Jones, creator of the website And Then We Saved and the trademarked Spending Fast did it:

1. She crushed autopilot spending habits by creating a reverse budget.

The first, key choice she made to eliminate her debt was to make what she calls a reverse budget: "a detailed document listing all of your purchases from the last three months."

To create your own reverse budget, start by...

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