"Money came in and was gone before I knew it. There was nothing left to pay off the giant pile of debt that was haunting me at all times. I was hopeless and out of options," Newell Jones writes in her upcoming book, "The Spender's Guide to Debt-Free Living."
But she found the "trifecta" that got her get out of debt: crush autopilot spending habits, modify priorities, and pare down expenses.
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